01604 913123
Also shown as:
- 01604 913123
- +44 1604 913123
AI Summary
Based on 10 community reports
This Northampton number is generating consistent fraud alerts with reports describing impersonation of bank fraud departments, particularly Virgin Money. Callers claim to investigate declined purchases, suspicious transactions, or fraudulent activity, then pressure recipients to call back or provide information. The most upvoted reports describe voicemail messages posing as legitimate fraud teams, which is a classic phishing tactic—scammers create urgency around financial problems to catch you off guard. Notably, several people confirmed the number doesn't match their bank's actual fraud line, and one caller even admitted to being based in Leeds, not the expected location for a genuine Virgin Money service team.
Banks will never cold-call you about fraud using unfamiliar numbers or ask you to call back a suspicious line. If you receive a call like this, hang up and contact your bank directly using the number on your card or their official website. Do not engage with the caller or provide any personal details.
10 verified reports
Cumulative spam score based on all reports up to each month. Higher percentage means higher reported scam risk. Cumulative spam score based on all reports up to each week. Higher percentage means higher reported scam risk. Cumulative spam score based on all reports up to each day. Higher percentage means higher reported scam risk.
Most helpful reports
10 totalDidn't answer call but message left saying it was fraud department from my bank. It's not the number I have for fraud team.
Called to check if I had made a purchase that got declined
Said it was Virgin bank about some texts
Virgin money scam call
Said it was the bank
Said they were from my bank.
Got a call about a payment being stopped. Said nothing to them and that i would look into it myself. They hung up.
I got a call from this number today, and now I'm feeling worried.
I did not answer but the automated voicemail said it was virgin fraud people and asked us to call them back because there was fraud on the account. We live in Glasgow.
They told me they were from virgin banking fraud department but they are based Leeds area
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About 01604 913123
What type of number is 01604 913123?
The phone number 01604 913123 (also written as +44 1604 913123) is a UK landline number originating from the Northampton area in England . Calls to this number are charged at standard UK landline rates, usually included in call packages.
Is 01604 913123 safe to answer?
Based on 10 community reports, this number has been frequently reported as spam or a potential scam. The current risk score is 91% with 7 reports marking it as spam .
Exercise extreme caution if you receive a call from this number. Do not share personal or financial information.
More on nuisance calls
Safety Score
Details
- Tel Number
- 01604 913123
- Country
- 🇬🇧 United Kingdom
- Network
- Twilio Ireland
- Area
- Northampton
- Type
- Geographic
- First Seen
- 24 Jan 2026
Protection Guides
How to Block This Number
Step-by-step instructions for iPhone, Android, and landlines
"Safe Account" Push Payment Scams
Criminals call pretending to be your bank and tell you to move money to a safe account. The account belongs to them. How these scams work, the new reimbursement rules, and what to do.
Spoofed Bank Text Messages
Scam texts that appear in the same thread as genuine messages from your bank. How criminals spoof sender IDs, what these texts look like, and what to do if you get one.
HMRC Tax Scam Calls
How fraudsters pretend to be HMRC and threaten arrest over fake tax debts, or offer bogus refunds to steal your details. How to spot them and what to do.
Location
Northampton, United Kingdom
This number originates from the Northampton area code region. The map shows the general geographic area, not an exact location.
Call Types
Breakdown of reported call reasons. Larger segments and bars represent a bigger share of reports.
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