High risk
01604 913120
AI Summary
Based on 4 community reports
Calls from this Northampton number, registered to Twilio Ireland, are being reported as a Virgin Money scam. Callers are using automated messages, sometimes mentioning the last four digits of an account, to impersonate the Virgin Money fraud prevention team. They then try to obtain personal details like your date of birth. Reports suggest they may also be linked to issues with online purchases. If you receive such a call, do not provide any personal information and hang up immediately. It's best to contact Virgin Money directly through their official app or website if you have any concerns about your account.
Written automatically by AI from the community reports on this page. It does not set the spam score, and it can make mistakes, so read the reports below as well.
4 moderated reports
Every report on this page was screened automatically and then approved by a moderator before being published and counted towards the score. How moderation works
Cumulative spam score based on all reports up to each month. Higher percentage means higher reported scam risk. Cumulative spam score based on all reports up to each week. Higher percentage means higher reported scam risk. Cumulative spam score based on all reports up to each day. Higher percentage means higher reported scam risk.
Most helpful reports
4 totalSubmitted by users and shown as written, so wording and spelling are their own. Each report is screened and approved by the CallerCheck Moderation Team before it appears.
Called my mother . Tape message regarding my sons card -virgin money
Got an automated call from 01604 913120 (Northampton) claiming to be Virgin Money Fraud Dept. They knew the last 4 digits of my A/C so it seemed real! They wanted me to confirm my birth year, date, and month - at that point, I hung up. I’ll do a chat online from my banking App. This is not legit!
Said they were virgin money fraud prevention team. They are not. I called my bank and told them they were trying to contact me and they said its not them as the fraud department is closed on Sunday
Tried to buy something online from a site I've used a couple of times before and it was fine. Tried again today and got 3 texts from the bank saying they had tried to take money from my account twice. So my bank wouldn't accept the payment. Then I received a call asking me to click a link to fix the problem.
Share Your Experience
Help others by reporting what happened
How this page was checked
This profile is built from community reports, lookup activity and CallerCheck risk signals. It is not written by hand for this number, so the details below show who checks what and when it last changed. The risk score is based on community reports about calls and texts from this displayed number. It is not based on official records of who owns the number.
- Reports moderated by
- CallerCheck Moderation Team
- Safety guidance reviewed by
- CallerCheck Editorial Team
- AI summary
- Generated from approved community reports only
- Last report received
- 27 Aug 2026
- Last reviewed
- 28 Aug 2026
- AI summary last generated
- 04 Sep 2026
- Last materially updated
- 04 Sep 2026
What do these dates mean?
Report and lookup dates come from user activity. Review dates show when CallerCheck last checked reports, safety guidance, or risk signals. We use “last materially updated” only for meaningful page changes, not cosmetic changes.
- First seen:
- when this number first appeared on CallerCheck, through its first lookup or report.
- Last report received:
- the most recent approved community report for this number.
- Last lookup:
- the most recent time a user searched for this number.
- AI summary last generated:
- when the AI summary on this page was last rewritten from the approved community reports.
- Last reviewed:
- the most recent human moderation or editorial review, where available.
- Last materially updated:
- the most recent meaningful change to this page: a new approved report, a risk score change, an AI summary regeneration, a moderation action, or a claim or dispute change. It does not move for cosmetic changes.
Sources and safety guidance
- Community reports about this number, screened before they are published or counted. How moderation works
- Ofcom numbering allocation data for the network this range belongs to
- Safety guidance aligned with UK scam-reporting advice, such as Action Fraud guidance, forwarding spam texts to 7726, and the 159 banking helpline where relevant. Where to report a nuisance call
Important limits
Caller ID can be spoofed, so a high risk rating means people have reported suspicious activity involving this displayed number. It does not prove that the registered owner of the number made the call or text. Community reports describe individual experiences and are not official confirmation of a scam. How caller ID spoofing works.
Own or manage this number? If this number belongs to you or your organisation, you can claim or dispute this profile. We review claims, check supporting information, and may update the page if reports appear to involve spoofing, mistaken identity, or outdated information. Claim or dispute this number
About 01604 913120
What type of number is 01604 913120?
The phone number 01604 913120 (also written as +44 1604 913120) is a UK landline number originating from the Northampton area in England . Calls to this number are charged at standard UK landline rates, usually included in call packages.
Is 01604 913120 safe to answer?
Based on 4 community reports, this number has been frequently reported as spam or a potential scam. The current risk score is 95% with 4 reports marking it as spam .
Exercise extreme caution if you receive a call from this number. Do not share personal or financial information.
What this data can and cannot tell you
Everything on this page comes from reports submitted by members of the public about calls and texts that showed this number. Caller ID can be spoofed, so the person contacting you may not be the genuine holder of the number, and a legitimate number can be misused. Before paying anything or acting on a message, check the claim with the organisation involved using contact details from its official website or letters, never the ones in the message itself.
More on nuisance calls
Safety score
4 reportsHow this score was worked out
Each report rates the number as safe, unknown, suspicious or spam. The score blends those ratings, giving more weight to the more serious ones, and a number with only a few reports is held closer to neutral until more arrive. Feedback votes on reports can also influence it slightly. Scores of 70% and above count as high risk, 40% to 69% as medium, and below 40% as low. More about spam scores
Why this number is rated High Risk
This number is rated High Risk because 4 of 4 reports classify it as spam or suspicious, and several reports describe the same bank impersonation scam. No reports identify the number as safe or expected.
Ratings reflect screened community reports, not official records. How the spam score works.
Confidence: Medium
Based on 4 community reports with repeated matching details. Confidence describes how much report evidence sits behind this page, and is separate from the spam score.
Caller ID can be spoofed, so reports may describe misuse of the displayed number rather than the registered number owner.
Details
- Tel Number
- 01604 913120
- Country
- 🇬🇧 United Kingdom
- Network
- Twilio Ireland
- Area
- Northampton
- Type
- Geographic
- Coverage
- Northampton and the surrounding area
- Cost to call
- Standard landline rate
- First Seen
- 04 Mar 2026
Network shows the operator this number range is allocated to in Ofcom numbering data, so the caller may be on a different network if the number was moved or spoofed. First Seen is the date this number first appeared on CallerCheck.
What To Do Now
Steps that fit the bank impersonation scam pattern reporters describe.
-
1
Never share codes
Do not share one-time passcodes, app approval codes or full banking passwords. A genuine bank will never ask for them.
-
2
Hang up and call back
End the call, then contact your bank using the number on the back of your card or a recent statement.
-
3
Use 159
In the UK you can dial 159 to be connected securely to most major banks.
Already paid or shared bank details? Call your bank straight away using the number on the back of your card, or dial 159 to be connected to your bank securely.
Call Types
Breakdown of reported call reasons. Larger segments and bars represent a bigger share of reports.
Location
Northampton, United Kingdom
This number originates from the Northampton area code region. The map shows the general geographic area, not an exact location.
Protection Guides
How to Block This Number
Clear instructions for iPhone, Android, and landlines
Caller ID Spoofing
Scammers can make any number appear on your phone, including your bank's real one. How spoofing works, how to spot it, and what to do if your own number is being used.
"Safe Account" Push Payment Scams
Criminals call pretending to be your bank and tell you to move money to a safe account. The account belongs to them. How these scams work, the new reimbursement rules, and what to do.
Spoofed Bank Text Messages
Scam texts that appear in the same thread as genuine messages from your bank. How criminals spoof sender IDs, what these texts look like, and what to do if you get one.
Is this your number?
Claim or dispute this profile
We'll verify ownership via callback or documentation
We review claims carefully and may keep warnings visible where community reports still indicate risk.